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Case study

Julian - Turning severance into €15k+ in returns

The result

Investment return

€15,123

Invested
€55,000
Return
+27.5%
Timeframe
12 months

Turned severance package of €55,000 into €70,123 within one year (27.5% return).

In 12 months, Julian's €55,000 generated €15,123 in returns (+27.5%). Current portfolio value: ~€70,000. His severance didn't sit in a zero-interest account losing value to inflation. It went to work immediately and gave him financial breathing room while figuring out his next career move.

The problem

Julian had been working for a tech company in Germany when he was suddenly made redundant. He was lucky enough to receive a solid severance package and had additional savings on hand. The question: what do you do with a lump sum when your income just disappeared and you need to make smart decisions fast?

Solution

First, we helped Julian navigate the severance negotiation itself, advising on what package he could realistically attain. Once the severance was secured, we invested €55,000 into a globally diversified ETF portfolio, spread across multiple regions and asset classes to balance growth with resilience.

Fund
Invesco MSCI USA UCITS ETF
iShares MSCI Emerging Markets
Vanguard European Stock Index
Vanguard Global Small-Cap Index
Global Ultra Short Fixed Income
Vanguard Japan Stock Index
iShares MSCI Canada UCITS ETF
Vanguard Pacific ex-Japan Stock

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